Short Sale Success - Key is to Change our mindset!

http://kcmblog.com/2011/08/30/short-sale-success-key-is-to-change-our-mindset/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+KeepingCurrentMatters+%28The+KCM+Blog%29

Home Prices Rise in 19 Out of 20 Cities

Click Here for My Featured Chart

Austin-area existing home sales up 32 percent in July

2010, Austin again bucked national trends with 32% increase in sales from the same time last year.  Even more encouraging for sellers is a 20% drop in inventory from last year at this time.  Austin has also shown remarkable price stability, which speaks to a very healthy real estate market that is neither depressed, nor speculative.  Area economists and real estate professionals, quoted in the article, point to continued population and job growth, low interest rates, stable prices, and healthy inventory as indicators of a long-term, strong, sustainable real estate market in Central Texas.

Link to article: http://www.statesman.com/business/real-estate/austin-area-existing-home-sales-up-32-percent-1761103.html 

RECORD BREAKING RATES!!!

Mortgage rates are FANTASTIC right now!




- 30 year FHA rates are in the 3’s!

- 30 year Conventional rates are in the low 4’s!

- 15 year rates for FHA & Conventional programs are in the low 3’s!



Whether you are looking to refinance, are a first-time home buyer, are looking to move up or want to purchase investment properties, SWBC offers several loan programs with options for down payments starting as low as 3.5%--or less with certain loan products. Just a few of these products include: FHA, VA, TX VET, Conventional, USDA, HomePath, TDHCA Bond 77 & Good Neighbor Next Door.



These low down payment programs and record breaking rates allow you to keep more money in your pocket!



In addition, all of our programs are provided with SWBC’s legendary commitment to service that exceeds expectations. We have local, in-house Processing, Underwriting, Closing and Funding. We also service our own loans!



If I can be of assistance to you or someone you know – please do not hesitate to contact me. I would love to discuss your options with you & help you save money each month on your mortgage payment!

*Rates are subject to change; above listed estimations are based on pricing as of 8/10/11 – rates will vary depending on program, credit score & debt to income ratios;


loans are subject to credit and property approval, other guidelines may apply. HomePath is a registered trademark of Fannie Mae.

More Disclosures on the way to "Help" the Consumer

http://kcmblog.com/2011/08/04/more-disclosures-on-the-way-to-%e2%80%9chelp%e2%80%9d-the-consumer/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+KeepingCurrentMatters+%28The+KCM+Blog%29

The Cycle of Investments

http://kcmblog.com/2011/08/05/the-cycle-of-investments/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+KeepingCurrentMatters+%28The+KCM+Blog%29