Mortgage Guru

HUD Increases Costs Effective April

2012-03-01T16:01:00.002-08:00

Click here for details

Warren Buffett: It's Time to Buy Real Estate

2012-02-29T10:28:00.002-08:00

Click here to see why!

Weekly Power Tools Newsletter

2012-02-29T10:17:00.002-08:00

As the marketing environment becomes more competitive, much has been written about the need for business people to innovate in order to succeed. But how does one go about innovating?

Click here to find out!

Home & Wealth Newsletter

2012-02-22T09:40:00.000-08:00

Click here to see the 6 points to ponder about selling your home NOW - PLUS...3 ways to prep for April 15th.

Two things you may have missed

2012-02-16T14:55:00.001-08:00

Click here to see what you NEED to know should you be considering a refinance or to buy in the future.

National Mortgage Settlement: What you Need to Know

2012-02-13T08:23:00.001-08:00

Click here to find out!

Know who you are working with

2012-02-09T12:43:00.001-08:00

Click here to see why it is SO important in this market!

Where are rents headed?

2012-02-08T14:19:00.001-08:00

Click here to read what the experts are saying!

Weekly Inside Lending Newsletter

2012-02-06T10:11:00.000-08:00

Forecasting Federal Reserve policy changes in coming months... The week before last week, the Fed said its goal was to keep the Funds Rate super low through late 2014. No one yet doubts their resolve. Note: In the lower chart, a 1% probability of change is a 99% certainty the rate will stay the same.

Click here for more information!

Is it time for young families to buy a home?

2012-02-01T11:47:00.000-08:00

Click here to see what the experts say!

Power Tools Newsletter

2012-01-27T08:11:00.000-08:00

Click here to see 7 New Year's Resolutions to Boost Your Success!

Real Estate 2012 : Many positive outlooks

2012-01-24T13:45:00.000-08:00

There is a growing belief among many experts that 2012 will be the year housing turns the corner and starts heading in a more positive direction. Click here to read more!

Bottom line - Home buying could soon beat renting

2012-01-23T14:25:00.000-08:00

Been on the fence about buying? Click here to read up on why the experts say you may be better off with a long term investment like buying a home vs renting.

Weekly Inside Lending Newsletter

2012-01-23T09:04:00.001-08:00

Click here to see the inside tips on lending for this week.

What value does your Loan Officer add?

2012-01-19T08:11:00.001-08:00

Click here to find out!!!

Creating Wealth Through Homeownership – The Proof

2012-01-17T14:14:00.000-08:00

Click here to see more!

Weekly Inside Lending Newsletter

2012-01-16T12:38:00.001-08:00

SOMEHOW STAYING POSITIVE...From little guys to big time investors, we're all trying to keep our spirits up on the good news and patiently wait out the bad. This past week had a bit of both. click here to read more!

Home & Wealth Newsletter

2012-01-12T11:38:00.001-08:00

Click here to see 10 tips to make your home air- and water-tight PLUS...8 things to consider with low-cost, no-contract cell phone plans!

People Are Buying Homes AND GETTING MORTGAGES!

2012-01-12T10:31:00.000-08:00

Click here to see if you fall into this category!

Monthly Newsletter

2012-01-09T08:47:00.001-08:00

Click here to see what 2012 has in store!

When the Prophet says buy....BUY!!

2012-01-09T08:46:00.003-08:00

Click here to read an experts point of view.

Inside Lending Newsletter

2012-01-09T08:46:00.001-08:00

Click here to read about Forecasting Federal Reserve policy changes in coming months

Mortgage Predictions for 2012

2012-01-05T10:54:00.001-08:00

Click here to see what 2012 holds in store for you!

Comparing Real Estate to Other Investments

2012-01-04T06:51:00.000-08:00

Click here to read more!

Power Tools Newsletter

2011-12-29T12:05:00.000-08:00

Click here to see the 8 Things to Focus on for Facebook Marketing!

Weekly Inside Lending Newsletter

2011-12-29T08:20:00.000-08:00

Click here to read up on the weekly update!

Real Estate : Today's Golden Opportunity

2011-12-20T09:47:00.000-08:00

Cick here to read more!

Inside Lending Newsletter

2011-12-20T09:46:00.000-08:00

Click here to read up on this weeks inside information!

Market Guide Weekly Newsletter

2011-12-16T14:03:00.000-08:00

Click here to read up on this weeks newsletter.

Why Involve a LENDER in the Home Selling Equation?

2011-12-15T11:07:00.000-08:00

Click here why a lender is so important to have a lender involved.

12 things to put on your Holiday Checklist, PLUS...Year-end Financial To-do list!

2011-12-14T08:29:00.000-08:00

Click here to read up on the 12 things to put on your Holiday Checklist

PLUS...Year-end financial to-do list!

Weekly Market Guide

2011-12-12T10:26:00.001-08:00

Click here to read my Weekly Market Guide

Weekly Inside Lending Newsletter

2011-12-12T10:22:00.001-08:00

Click here to read the Inside Lending weekly newsletter!

Where are the Generation Y Home Buyers?

2011-12-12T10:21:00.001-08:00

Click here to read more!

Common Sense Isn't Common Practice

2011-12-08T17:32:00.001-08:00

Click here to read more!

Weekly Insider Newsletter

2011-12-06T20:02:00.001-08:00

Click here to read up on what's happening this week!

Mortgage market guide monthly

2011-12-02T17:31:00.001-08:00

Click to read up on what happened this past month.

Weekly mortgage market guide

2011-12-02T17:28:00.001-08:00

Click to read this weeks forecast!

8 Tips to Be More Effective in Business!

2011-11-30T12:58:00.001-08:00

Click here to see some tips which can represent big changes in your approach and attitude. The more you do them, the easier they become!

Inside Lending Newsletter

2011-11-28T10:16:00.000-08:00

Click here to read this weeks update.

Rent or Buy? The Research is in!

2011-11-28T10:14:00.001-08:00

Click here to see what the experts say!

Why you need an expert - Part 2

2011-11-22T13:39:00.001-08:00

Click here to find out why it is so important.

You Need an Industry Expert in this Market

2011-11-21T08:59:00.001-08:00

Click here to see why

MMG Weekly: Gobble Up Good and Bad News

2011-11-18T13:58:00.000-08:00

Click here to read this weeks Market Guide.

Prices: Where They Have Been and Where They Are Headed

2011-11-18T11:39:00.001-08:00

Click here

Is There a 3.8% Tax on Homes in the Health Bill?

2011-11-18T11:36:00.000-08:00

Click here to see where we are on the discussion as of today.

How much should you put down?

2011-11-17T17:39:00.000-08:00

Click here to read about how much you should put down on a home.

It's Time to Buy a Home!

2011-11-14T14:51:00.000-08:00

Click here to find out why!

Americans Still Believe in the Value of Homeownership

2011-11-09T13:02:00.000-08:00

Click here to see the most important reasons to buy a home

Homeownership: Reports of Its Death are Exaggerated

2011-11-07T10:22:00.000-08:00

Click here for the entire scoop!

Is It Really Time to Buy a Home?

2011-11-02T10:53:00.001-07:00

Click here to see what the experts say!

It's Simple: Now is the Time to buy a Home

2011-10-31T09:43:00.001-07:00

Click here to see why!

MMG Weekly - A Treat out of Europe

2011-10-31T09:03:00.000-07:00

Changes are coming to the Home Affordable Refinance Program. Find out what this means for homeowners by clicking here

Will the 30 Year Mortgage Disappear?

2011-10-27T14:06:00.000-07:00

If you want to purchase a home of your own but are waiting to see where prices will go, consider what you could be giving up while you wait.

Click here to see if it is worth sitting on the fence about buying!

Long Term Benefits of Buying vs Renting

2011-10-24T10:38:00.000-07:00

On the fence about buying? Click here to find out why it may be in your benefit to make the plunge!

When the Fed talks, people listen.

2011-10-24T10:37:00.000-07:00

Click here to read up about this week!

What's First? The Houst or the Mortgage?

2011-10-20T08:24:00.001-07:00

Think you know the answer?

Click here to see if you are right!

Why do you want to buy a home?

2011-10-20T08:23:00.000-07:00

Should you always listen to the experts? Should you always go with your gut?

Click here to see if it makes sense for you!

Wall Street Journal & Forbes: It's Time to buy a Home!

2011-10-17T11:56:00.000-07:00

Click to read the article!

When the iconic financial newspaper and the iconic financial magazine say that it now makes financial sense to purchase a house, perhaps it’s time to buy a home.

Short sale vs Foreclosure - a short sale always wins!

2011-10-04T09:31:00.001-07:00

http://www.kcmblog.com/2011/10/04/short-sale-vs-foreclosure-a-short-sale-always-wins/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+KeepingCurrentMatters+%28The+KCM+Blog%29

Rates Stay Low...But, will costs go UP??

2011-09-22T09:04:00.001-07:00

http://kcmblog.com/2011/09/22/rates-stay-low-but-will-costs-go-up/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+KeepingCurrentMatters+%28The+KCM+Blog%29

How to pick your Lender

2011-09-16T15:00:00.001-07:00

http://kcmblog.com/2011/09/15/how-to-pick-your-lender/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+KeepingCurrentMatters+%28The+KCM+Blog%29

August Retail Sales Report

2011-09-14T09:53:00.000-07:00

The Retail Sales report for August came in flat at 0.0% as consumers tightened their wallets on fears of the debt ceiing debate, the downgrade of US credit by S&P, and on fears of a double-dip recession. You can notice the -0.1% drop in May, which was a result of a spike in oil and the nuclear disaster in Japan
Click Here for My Featured Chart

Initial Jobless Claims Fall 12,000

2011-09-01T08:54:00.000-07:00

Click Here for My Featured Chart

Short Sale Success - Key is to Change our mindset!

2011-08-30T13:07:00.001-07:00

http://kcmblog.com/2011/08/30/short-sale-success-key-is-to-change-our-mindset/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+KeepingCurrentMatters+%28The+KCM+Blog%29

Home Prices Rise in 19 Out of 20 Cities

2011-08-30T12:32:00.000-07:00

Click Here for My Featured Chart

Austin-area existing home sales up 32 percent in July

2011-08-19T11:52:00.000-07:00

2010, Austin again bucked national trends with 32% increase in sales from the same time last year. Even more encouraging for sellers is a 20% drop in inventory from last year at this time. Austin has also shown remarkable price stability, which speaks to a very healthy real estate market that is neither depressed, nor speculative. Area economists and real estate professionals, quoted in the article, point to continued population and job growth, low interest rates, stable prices, and healthy inventory as indicators of a long-term, strong, sustainable real estate market in Central Texas.

Link to article: http://www.statesman.com/business/real-estate/austin-area-existing-home-sales-up-32-percent-1761103.html

RECORD BREAKING RATES!!!

2011-08-18T08:04:00.000-07:00

Mortgage rates are FANTASTIC right now!

- 30 year FHA rates are in the 3’s!

- 30 year Conventional rates are in the low 4’s!

- 15 year rates for FHA & Conventional programs are in the low 3’s!

Whether you are looking to refinance, are a first-time home buyer, are looking to move up or want to purchase investment properties, SWBC offers several loan programs with options for down payments starting as low as 3.5%--or less with certain loan products. Just a few of these products include: FHA, VA, TX VET, Conventional, USDA, HomePath, TDHCA Bond 77 & Good Neighbor Next Door.

These low down payment programs and record breaking rates allow you to keep more money in your pocket!

In addition, all of our programs are provided with SWBC’s legendary commitment to service that exceeds expectations. We have local, in-house Processing, Underwriting, Closing and Funding. We also service our own loans!

If I can be of assistance to you or someone you know – please do not hesitate to contact me. I would love to discuss your options with you & help you save money each month on your mortgage payment!

*Rates are subject to change; above listed estimations are based on pricing as of 8/10/11 – rates will vary depending on program, credit score & debt to income ratios;

loans are subject to credit and property approval, other guidelines may apply. HomePath is a registered trademark of Fannie Mae.